Loans

PERSONAL LOANS

1. All loans are subject to credit review and approval.

2. The 0.25% rate discount applies if loan payments are made using auto debits from a Popular Bank deposit account only. If auto debit is discontinued at any time, the 0.25% discount may be eliminated and consequently your monthly payment will increase.

Please never share your Popular account details with anyone. Popular will never ask you for your password through email, social media or a third-party website.

Their business requirements

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Getting a bank loan for bad credit can be tough. Not every bank offers personal loans, and the ones that do may have credit and income standards. And if you don't qualify for an unsecured personal loan, the bank may ask you to secure the loan with collateral. BUT WE DO.

Secured Personal Loans A fixed rate with fixed payments Various loan term options Borrow up to $100,000 or the balance of your Popular CD or Savings Account as collateral, whichever is less Earn interest on your collateral funds Secured Personal Lines of Credit A revolving line that you can use again A variable rate Access to your line with checks, online or at a teller Borrow up to $50,000 or the balance of the collateral, whichever is less Credit Builder Flexible terms designed to fit your needs Borrow up to $10,000 Build your credit history and save for the future

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